White Paper
The UK Employment Rights Act 2025
The UK Employment Rights Act 2025 signals a material shift in the employment risk landscape, with direct implications for EPL insurers. From increased claim frequency and longer dispute timelines to rising defence costs and expanded exposure, the legislation reshapes how employment claims will emerge and evolve.
This paper explores the key changes and what they mean for underwriting, claims strategy, and portfolio performance as the market adjusts through 2026 and beyond.